<Material>
  <Main Type="Water" PhysicsMaterial="Default" UseAlpha="False" DepthTest="True" Value="30" />
  <TextureUnits>
    <Diffuse File="transperant01.jpg" Compress="false" Type="2D" Mipmaps="true" Wrap="Repeat" AnimMode="None" AnimFrameTime="1" />
    <Specular File="test.jpg" Compress="false" Type="2D" Mipmaps="true" Wrap="Repeat" AnimMode="None" AnimFrameTime="0.2" />
    <Refraction File="water_default_nmap.tga" Compress="false" Type="2D" Mipmaps="true" Wrap="Repeat" AnimMode="None" AnimFrameTime="0.2" />
  </TextureUnits>
</Material>